Financial Solutions
for Your Needs
1. Personal Loans
Welcome to ERMANO LENDING CORPORATION, your trusted online digital loan company. We offer a wide range of personal loans tailored to meet your financial needs. Whether it's for home renovations, medical expenses, or a dream vacation, we have you covered.
2. Business Loans
A business loan is a type of financing that businesses use to fund their operations, expansions, or other financial needs. These loans can come from various sources, including banks, credit unions, and online lenders.​
Common uses of business loans:
- Working capital: To cover day-to-day expenses like payroll, rent, and inventory.
- Equipment financing: To purchase new equipment or machinery.
- Real estate: To buy or renovate commercial property.
- Business expansion: To open new locations or expand into new markets.
- Debt consolidation: To consolidate multiple debts into one loan with a lower interest rate.
3. Mortgage Loans
A mortgage loan is a loan secured by real estate. It's commonly used to purchase a home or refinance an existing mortgage.
4. Vehicle Loans
A vehicle loan is a type of loan specifically designed to help individuals purchase vehicles, such as cars, motorcycles, or trucks.
5. Education Loans
An education loan is a financial aid package designed to help students pay for higher education costs, such as tuition, fees, books, and living expenses.
Types of Education Loans:
1. Federal Student Loans:
Subsidized Loans: The government pays the interest while you're in school, during grace periods, and during deferment periods.
Unsubsidized Loans: Interest accrues while you're in school, during grace periods, and during deferment periods.
PLUS Loans: Parent Loans for Undergraduate Students and Graduate PLUS Loans, which are federal loans for parents of dependent undergraduate students or for graduate and professional students.
2. Private Student Loans:
Offered by private lenders like banks and credit unions.
Interest rates and repayment terms vary widely, often based on your creditworthiness.